We want barriers to financial inclusion removed for marginalised Nigerian communities.

Our first priority National Identity Numbers For All

Marginalised Nigerians are more likely to be excluded from the formal economy due to a lack of ID; and the current ID enrolment framework presents barriers that disproportionately disadvantage these groups.

73% of Nigeria's unbanked adults unlikely to have the required ID to open a Tier-3 bank account.

National identity numbers for all

1
The poorer you are, the less likely you are to have an ID.

The likelihood of the respondents in the 2020 EFInA study owning ID decreased for every percentile (richest to poorest) of the World Bank's Poverty Probability Index category.

2
Women, likely to be farmers or traders, living in rural areas are most vulnerable.

73% of Nigeria's unbanked adults identified in the 2020 EFInA survey did not have the required ID to open a Tier-3 bank account - likely to be women, poor farmers, living in rural communities.

3
Identity is just a start.

Having ID does not make these groups formally included, but transitioning into formal inclusion is dependent on it.

News & announcements

The data and the stories

International Women’s Day 2024: Inclusion for All Dialogues 

Another International Women’s Day has passed, and at Inclusion for all, we concluded Women’s Month with the second edition of our I4ALL Dialogues. This year’s theme, “Inspire Inclusion,” resonated deeply with us as we brought together stakeholders from the financial ecosystem to delve into The State of Women’s Financial Access in Today’s Economy. The dialogue […]

March 28, 2024

Inclusion for All / Inclusion for all

world Nigeria

BVN ownership and Geographic Zone

Respondents in the North West are the least likely to own BVN while respondents in the South West are the most likely to have their BVN

Enrolment barriers Funding challenges Service delivery

March 28, 2024

Inclusion for All / Inclusion for all

world Nigeria

Rural/Urban split and BVN ownership

Respondents in Urban areas are considerably more likely to have a BVN than those in rural areas who record a higher than average rate of non-BVN ownership

Enrolment barriers Funding challenges Gender

March 28, 2024

Inclusion for All / Inclusion for all

world Nigeria

BVN ownership and age group

BVN ownership is lowest among respondents within the age group 18-25 and more generally across people below the age of 35. While the data shows that young people are more likely to not own a BVN, there is also higher than average numbers of non-BVN ownership in for respondents over the age of 51.

Enrolment barriers Funding challenges Gender

March 27, 2024

Inclusion for All / Inclusion for all

world Nigeria

BVN ownership and Bank status

Respondents with bank accounts are more likely to own an BVN compared to their counterparts without bank accounts.

Enrolment barriers Funding challenges Gender

March 26, 2024

Inclusion for All / Inclusion for all

world Nigeria

Gender, age and NIN ownership

Women are least likely to own BVNs than men and while there is a gender gap among respondents, it is not significant recording only a 1% difference.

Enrolment barriers Funding challenges Gender

Subscribe to the Inclusion for all mailing list

Get the latest updates from Inclusion for all.

Get Involved

From stories on the ground, to urgently needed data - there are ways for everyone to get involved.

The resource centre

Your one-stop shop for valuable information, data and campaign resources.