Exclusion has face and it is female

This Women’s Month, we’re shedding light on the gender gap in financial inclusion and the gendered effects of poverty that make women more likely to be financially excluded than their male counterparts. According to The 2023 Access to Finance survey, 29% of Nigerians lack NINs, with marginalised groups, including women in rural areas, bearing the […]

The BVN/NIN cut-off series

Limited enrolment centres and travel distances make it difficult for willing but marginalized Nigerians to link their NIN/BVN to their accounts before the March/April deadline. Our recent data snapshot, “NIN/BVN Bank Account Cut-Off Impact Snapshot,” highlights this issue and its impact on unserved and underserved communities. It points out that geo-mapping restrictions, such as the […]

USSD cut-off saga – An Inclusion For All documentary

In May, Nigerian telcos approved the suspension of USSD service access from Nigerian banks due to the banks’ accumulated debt of N210 billion (USD 261.36 million) in USSD fees. This decision might seem like just another business move, but it could have significant consequences for financial inclusion. In a country where 38% of the population […]